Free credit reports seem to be available all over the internet. You need good credit now a days for many reasons, especially if buying a home or car, or something that requires financing.
A credit report tells you, on a numbered scale, how good or bad your credit actually is.
Of course the better your credit report rating is the easier it will be to qualify for a loan. A free credit report can also save you a great deal of money by getting a lower interest rate.
Credit Reports are used by banks and lending institutions to judge your credit worthiness. Check your credit rating yourself to make sure you have no false information. You can also make sure someone else is not using your credit history and information.
We found several places offering free credit reports by typing in Keyword: Free Credit Report in our favorite search engine. But these days we have all seen the free credit report dot com commercial on tv and I have even used their service. To make it free you have to provide them your credit card information, and cancel the service within 30 days, if not you will get charged to have credit report access for month to month monitoring. Some people need to monitor their credit report, but if not just cancel to get a free credit report.